Showing posts with label ARTICLES. Show all posts
Showing posts with label ARTICLES. Show all posts

Tuesday, 25 September 2012

List of Banks in India - 2012

Directory of  Public Sector / Private Sector / Foreign Banks

 List of Indian Public Sector Banks :- (Click to visit the website of the Bank)


Other Public Sector Bank:
20) IDBI Bank Limited (It is a new generation bank with majority government holding)

State Bank Group Banks:-
Earlier State Bank Group Banks since merged with SBI)
State Bank of Indore (since merged with SBI)
State Bank of Saurashtra (since merged with SBI)


List of Old Private Sector Banks in India



List of Old Private Sector Banks Since Merged :-
The  Nedungadi Bank  (merged with PNB)
The Bank Of Rajasthan (merged with ICICI in 2010)
Bharat Overseas Bank (Merged with Indian Overseas Bank)
Lord Krishna Bank (Merged with Centurion Bank of Punjab, which was merged with HDFC Bank) The Sangli Bank (merged with ICICI Bank in 2006)
The Ganesh Bank of Kurundwad (merged with Federal Bank)

List of New Private Sector Banks in India
List of New Private Sector Banks Since Merged with other banks
  Global Trust Bank (merged with Oriental Bank of Commerce - 14th August 2004)
  Bank of Punjab (merged with Centurian Bank, which was later on merged with HDFC Bank)
  Centurion Bank (merged with HDFC Bank)

List of Foreign Banks operating in India

1) ABN-AMRO Bank NV
2) Abu Dhabi Commercial Bank
3) Amercian Express Bank
4) ANZ Grindlays Bank
5) Arab Bangladesh Bank
6) Bank International Bank
7) Bank Muscat Saog
8) Bank Of America NV
9) Bank Of Bahrain & Kuwait BSC
10) Bank Of Ceylon
11) Bank Of Nova Scotia
12) Bank Of Tokyo-Mitsubish
13) Barclays Bank PLC
14) BNP Paribas
15) China Trust Commercial Bank
16) Cho Hung Bank
17) Citi Bank
18) Commerz Bank AG
19) Credit Agricole Indosuez
20) Credit Lyonnais
21) Deutsche Bank AG
22) Developmnt Bank Of Singapore
23) Dresdner Bank AG
24) HSBC
25) ING Bank NV
26) KBC Bank NV
27) Krung Thai Bank Public Co
28) Mashreq Bank
29) Morgan Guanty Bank  (Link not available)
30) Oman International Bank SAOG (link not available)
31) Oversea-Chinese Banking Corporation
32) The Sanwa Bank
33) The Slam Commercial  Bank (link not available)
34) Societe Generale
35) Sonali Bank
36) Standard Chartered Bank
37) Standard Chartered  Grindlays Bank
38) State Bank Of Mauritius
39) The Sumitomo Bank
40) The Chase Manhattan Bank
41) The Fuji Bank
42) The Sakura Bank
43) The Toronto-Dominion Bank

Sunday, 23 September 2012

T20 World Cup: Memorable comeback by Bhajji as India thrash England




Colombo: Off-spinner Harbhajan Singh made a memorable comeback as a India relied on a clinical all-round performance to thrash defending champions England by a whopping 90-run margin in their final group league match of the ICC World Twenty20 on Sunday.
Put into bat, India posted a challenging 170 for four, riding on a superb unbeaten 55 from under-fire Rohit Sharma and useful contributions from Gautam Gambhir (45) and Virat Kohli (40).
The two comeback men -- Harbhajan and Piyush Chawla -- then spun a web around the England batsmen to bowl them out for a paltry 80 in 14.4 overs as they accounted six wickets for 25 runs in the eight overs between them.
Harbhajan had splendid figures of 4/12 with two wicket-maiden overs as England batsmen were totally clueless against the duo.
This was India's biggest victory margin in terms of runs in any Twenty20 Internationals.
Playing his first international match in more than a year, Harbhajan got the ball to turn appreciably and also found the zip of the pitch. The off-breaks were turning viciously and the straighter one was equally lethal.
He bowled Eoin Morgan with a superb arm-ball and then got Tim Bresnan to sweep against the turn. Jose Butler got a classical off-break from the feisty off-spinner while Graeme Swann had no clue about the straighter one.
Chawla, who had figures of 2/13, got rid of Jonathan Bairstow with a superb googly while Craig Keiswetter who was top scorer with 35 could not read his leg-break.
Earlier, Rohit finally came good in an international match as he planned his innings to perfection, hitting an unbeaten 55 off 33 balls with five fours and a slashed six off Jade Dernbach.
An upper-cut off England captain Stuart Broad was also a treat to watch as the Mumbai youngster finally repaid the faith shown by his skipper

Saturday, 22 September 2012

Forbes ranks the 400 wealthiest people in the U.S.

The top 10 people on this year's Forbes 400 list are:

  • Bill Gates, $66 billion
  • Warren Buffett, $46 billion
  • Larry Ellison, $41 billion
  • Charles Koch, $31 billion
  • David Koch, $31 billion
  • Christy Walton & family, $27.9 billion
  • Jim Walton, $26.8 billion
  • Alice Walton, $26.3 billion
  • S. Robson Walton, $26.1 billion

Monday, 17 September 2012

People Skills, Hacked: 3 Tricks from Apple Geniuses

Oh, Apple Geniuses. You just thought they were knowledgeable and helpful. Turns out, the warm, fuzzy feelings you have as you walk out--with your $600 in purchases—isn't just a product of their natural awesomeness: it's painstakingly studied customer-service skills.
Gizmodo recently leaked parts of the Apple "Genius Training Manual"… which reads like a cross between a Pysch 101 textbook and Jedi Mind Tricks for Dummies. But while it's a little creepy in all its specificity (a customer with an unbuttoned coat has "accepted" you), the tactics do make a lot of sense.
If you think about it, Apple Geniuses are dealing with some of the most intense interpersonal situations possible. Customers with dead laptops are panicky, impatient, and not happy—much like your boss, when you have to explain to him why you lost your best client.
Thus, there's lots to be learned from it. Here are our top takeaways:
1. Don't be negative
Apple Geniuses aren't allowed to tell you your computer has crashed, overheated, or become infected with a dreaded virus.
Instead, it's simply "not responding," it's "warm," and there's a "situation."
We can only speculate as to what Apple thinks about these choices of words, but the difference in effect they have is pretty clear: one set of words make a problem seem workable, the other makes it feel like a lost cause.
Got bad news to deliver to a panic-prone boss? Take a page from Apple's book and avoid scary, negative-sounding verbs. Instead, use the negation of positive ones. Try it at your next meeting: a customer isn't ignoring your email, he just hasn't replied to it. It's not that your team lost money, it's that the value added was below expectations.
2. Acknowledge feelings
Yeah, yeah, there's no crying in baseball. But just because you'd rather not deal with feelings in the workplace doesn't mean you can make them go away. Accept it: part of handling a coworker's problem person is dealing with that person's desire to share their pain and discomfort about it.
Fear not: by referencing emotional responses right off the bat, you can shoot down the pink elephant in the room (feelings!) and refocus the conversation back to the task at hand.
"I understand this is frustrating, but" or "We're all a little disappointed, but" helps a listener feel that you get their experience. Thus, they can let go of their desire to make you understand what they're going through, and get back to working with you to fix things.
It's also a great way to shift the tone of a conversation, if it's getting too negative. Jedi mind tricks!
3. Tell people they're wrong tactfully
"Turns out" is a favorite phrase of a Genius. Rather than informing a customer they're dead wrong, a Genius is trained to reveal contradictory information with a "turns out." To use an example form the manual:
"Customer: The OS isn't supported.
Genius: You'd think not, wouldn't you? Turns out it is supported in this version."

Funny bounce of the ball, isn't it? This new development in information just happened! Nobody's wrong here, it's just one of those spontaneous things where facts emerge!
People get defensive when they're told they're wrong, which leads to hostility, which leads to a bad interaction experience—or bitter, unproductive management meeting. A simple acknowledgement that a person's line of thinking is valid (before denouncing it for a different idea) cushions the "You're wrong" blow, and helps keep the conversation flowing.

Saturday, 4 August 2012

10 things every MBA should learn


Yes, there are so many articles with headlines that speak, “10 strategies…”, “5 tools…”, “101 ways…” and end up being general instructions on management. But this is different – I have been in corporate jobs for 7 years and as an entrepreneur for 2+ years, and I wish to share what I really feel are life-savers for an MBA on a daily basis. Here is my list:

1. Learn MS Excel
Yes, Excel is the most underrated tool in the history of software. There are basics you should be aware of like formats, formula and advance areas like graphs, vlookup, pivot table and macros. All this will help you whether you work for others or for yourself!
2. Learn to take a print out
Often in your daily activity, you will have to take print outs. And it will be embarrassing to hear (plus time wasting) – “Oh, you don’t know how to take a print out or install a printer?”
3. Operate a photocopy machine
Photocopy machine operators are the people who go missing when you need them! Best is to learn the basics of operating a photocopier – insert paper, press 1, and pull paper out (don’t forget to switch on the power plug)
4. Book a travel ticket
Booking a travel ticket seems a simple task – till you are assigned to it. In the last 6 months, I traveled more than 50 cities, and had back to back entrepreneurship workshops. I had to use all my IIT and IIM training on subjects like Operations Research, Supply Chain Management and Traveling Salesman Problem etc. to be able to reach my venues on time at the lowest costs.
5. Make a newsletter
Email can be the most powerful tool for marketing to your customers, and not everyone can afford a creative agency for designing your campaigns. So practice a bit on how to make a HTML mailer, text mail and make sure it passes spam filters.
6. Write 1-page article
Whether it is to introduce to media a new service you have launched or state of affairs letter to your employees, you will need to come up with ways to express yourself in a 1-page format. Write articles on areas of your interest, as you will have to write lots of them in future – including your acceptance speech of Entrepreneur of the Year Award.
7. Write a proposal
Sales is like a bicycle – you have to keep pedaling or you will fall down. In any business, you will have to write infinite sales proposals, follow up proposals, and reply for customer requests.
8. Call an unknown person
This is another important inhibition you should try to come over with – talking to unknown person and making them into friends, business partners or potential customers.
9. Respond to email
I never sleep till I have replied, acknowledged or taken action on my emails. In business, this is critical as work keeps increasing and things are getting more cluttered rather than simple.
10. Learn online marketing
Social media marketing, search marketing, mobile marketing – these are no longer alien terms for MBAs, event those from non-engineering background like CA, commerce etc. You don’t need to be Zuckerberg, but get your basics right
.